Documents Needed

  • ID proof
  • Address proof
  • Income proof
  • Valid PAN card

Eligibility Criteria

  • Required Age: 21-65 years
  • Employment status: Salaried or Self-Employed
  • Minimum Income: Rs 20,000 per month
  • Credit score: 650+
  • New to credit: Allowed only for Salaried
  • Credit card holders are preferred
  • No Delay Payments in last 12 months
  • Cardholder should be citizen of India or a Non-Resident Indian

About SBI IRCTC Credit Card –

  • 350 activation bonus Reward Points on first transaction of Rs 500 or more within 45 days of card issuance
  • Earn upto 10% Rewards on buying tickets through IRCTC App & website
  • Earn Rs 100 cashback on your first ATM cash withdrawal within 30 days of receiving the card
  • Earn 1 Reward Point on every Rs 125 spent (1 Reward Point = Re 1)
  • Save 1% transaction charges on train bookings

Features of the card –

  • Buy tickets through & IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn upto 10% Value Back as Reward Points
  • Link your IRCTC SBI Card loyalty number with your IRCTC login id to redeem your Reward Points on IRCTC Website and Mobile App
  • Save 1% transaction charges on railway ticket bookings on
  • Enjoy 4 complimentary railway lounge access in a year in India (Max 1 per quarter)
  • 1% Fuel waiver charge

Fees & List of all charges

  • Joining Fees: Rs 500+GST
  • Annual Fees: Rs 300+GST
  • Annual Fee waiver: On spends more than Rs 2,00,000 annually

How to Avail the Offer

  • User will be redirected to the bank’s website
  • Click on Apply Now and do OTP verification
  • Select SBI IRCTC Credit Card and provide the required details

EarnKaro Profit Related –

  • Tracking Time: 72 Hours
  • Missing Profit Tickets: Accepted
  • Missings will not be accepted after 10 Days of Order Date
  • Confirmation Time: 30 days after Card Disbursal
  • Profit on App orders: No
  • Profit on Referral Earnings: Not Applicable