DIGI Bank Loan Policy - 2023


21 to 58 years.



Self Employed


Loan Amount

  • Salaried – 7.5 Lakh
  • Self Employed – 4 Lakh

Interest Rate ( Reducing )

10.99% – 28.00%

Processing Fee

1% -2.5%

Cibil Score 



Yes ( Physical )

Documents Required

Pan Card
Aadhar Card

Most Important

Do not fill short address | Fill Complete Address otherwise case will decline.

Important Keypoint –


  • Resi and Office Verification Mandate Ensure Correct and complete address with house no is entered along with Landmark. 
  • Unlisted company- doable- vintage no bar.
  • We are sourcing partnership, proprietorship, LLP Aslo.
  • Pan and aadhaar must be linked.
  • Aadhaar link with mobile is mandatory. 
  • Office verification- will be waived if official mail is available and customers could verify it having external access to mail.
  • Disbursal in DBS digi account only which can be opened Digitally using VKYC option.
  • No hassle for completing E-Nach
  • Owned/Rented doesn’t matter in case of Resi and office/Shop/Godown.
  • Any case declined due to wrong input or verification Cannot be reapplied or modified with address till 3 months.